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Comprehensive Auto Coverage Built Around Your Life

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At Schultz & Schultz Insurance, we provide drivers throughout Flagstaff, AZ, with dependable, tailored auto insurance designed to protect what matters most. As an independent insurance broker, we shop multiple carriers to secure the right combination of coverage, value, and price—ensuring you’re not limited to just one company’s policies. Whether you need protection for your car, motorcycle, boat, RV, or trailer, we offer solutions that match your lifestyle and budget. Call 928-239-5704 today to get started.

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Independent Broker Advantage: More Choices, Better Value

Choosing an independent broker means you gain access to a broader marketplace, not just a single company. Our role is to compare reputable, A-rated carriers, analyze their offerings, and present options that truly fit your situation. We focus on delivering value, not only low premiums. That means the right coverage limits, fair deductibles, and strong liability protection so you’re not blindsided by unexpected costs after an accident.

With several years of industry experience, we know how to tailor policies to meet the needs of both everyday drivers and outdoor enthusiasts. Our approach is simple: listen to your needs, shop around, and help you make confident decisions.

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Standard Auto Insurance for Everyday Drivers

Standard auto insurance is the foundation of your protection. Policies can include liability, collision, comprehensive, medical payments, and uninsured/underinsured motorist coverage. Because every driver’s situation is different, we take the time to understand factors such as your vehicle type, driving habits, and coverage priorities.

Whether you commute daily, drive occasionally, or need specialized coverage for multiple vehicles, we help ensure you have the right level of protection. Our recommendations are focused on long-term value—not outdated coverages or unnecessary extras.

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Motorcycle Insurance for Riders Who Value Freedom and Safety

Motorcycle owners in Northern Arizona know that riding comes with unique risks and responsibilities. We offer motorcycle insurance designed to protect you, your bike, and your passengers. Policies may include collision, comprehensive, custom parts and equipment protection, roadside assistance, and more.

Because we are a broker, we compare motorcycle-friendly carriers to help secure the best mix of protection and pricing. Whether you ride seasonally or daily, we ensure your coverage reflects your experience level and lifestyle.

RV and Trailer Insurance for Travel and Adventure

If you enjoy exploring Arizona’s highways, deserts, and campgrounds in an RV or travel trailer, proper insurance is essential. We offer coverage options for:

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Motorhomes.

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Travel trailers.

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Camper trailers.

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Utility trailers.

These policies can cover physical damage, personal belongings, attached accessories, and liability while parked or in motion. We help you choose a plan that matches how often you travel and how much personal property you carry with you.

Boat Insurance for Arizona’s Lakes and Water Adventures

Boat ownership comes with excitement—and responsibility. Whether you have a fishing boat, pontoon, or personal watercraft, we provide boat insurance that protects you on the water and during off-season storage. Policies can include hull damage, liability coverage, medical payments, and trailer protection. We shop multiple carriers to ensure your boat coverage aligns with the level of risk and use you expect each season.

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Bundle and Save With Multi-Policy Discounts

One of the biggest advantages we offer is the ability to bundle home, auto, and umbrella insurance through the same carrier whenever possible. Bundling can lead to significant savings while simplifying your policy files, billing, and renewal process.

Clients often choose to combine:

  • Auto + Home
  • Auto + Renters
  • Auto + Umbrella
  • Auto and Landlord Insurance

We evaluate multiple companies to find the best bundle package rather than pushing a single carrier’s product. Our goal is to help you pay less for stronger, more complete protection.

Personalized Service From a Local Insurance Professional

When you work with Schultz & Schultz Insurance, you’re working with a team that cares about long-term relationships. We pride ourselves on being accessible, knowledgeable, and proactive—qualities that matter when you face a claim or need quick policy updates.

As locals, we understand the driving conditions, seasonal weather, and lifestyle of Northern Arizona. Our advice is rooted in real experience, not generic national call-center scripts.

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Get a Personalized Auto Insurance Quote Today

Finding the right auto insurance doesn’t have to be stressful. We’ll walk you through the coverage options, compare multiple carriers on your behalf, and help you choose the plan that delivers the best protection and value.

Call today: 928-239-5704.

Get the coverage you need and the service you deserve.